Identity nightmare

Canada Immigration Forum (discussion group)


 
       
Subject: Identity nightmare
  I applied my own credit report from Equalfax on May 05. I just tried to check out what´s happening in my own files.

My nightmare begins.

I found out from credit report that my account was closed by by credit grantor like, MNBA MASTERCARD, WALMART GE CAPITAL.
I have never even applied those creditcard.


There are tons of credit inquiries which I have never asked those credit grantor, like" MDG LEASING" "TELUS MOBILITY(i have already got cellphone from bell), TRANS CANADA CREDIT.

As you know credit inquiries usually cut your credit scores.

These 3--4 month, I just keep phoning those credit grantor and asked for answers, red tape, or long endless investigation~~~~~~~~~~~
For example, like telus is on strike right now, they will never solve my problem.

If I can´t let credit grantors get rid of those inquiries, it will stay there, my credit scores are extremely low, because of write off account, useless inquiries.
Yep , I am not PR yet, however, this credit history almost gotta go with you thru entire your life. I am pretty sure I need student loan to go back to college when I got PR.

Even you pay your bill every month on time, doesn??t mean there is no error in your credit report. It??s your right to check your own credit history thru Equalfax and Transunion. It??s free too.

I talked to several my local friends, you gotta surprise how Canadian citizens are unaware of their credit history and how to get it.

Guys, you should take a look your credit history, I swear you gotta find some surprise stuff.

[22-09-2005,18:18]
[**.66.36.59]
departure bay
(in reply to: Identity nightmare)
Don´t freak out dude..

If there is something you donot identify.. you donot have to call the source.. call Equifax and dispute them.. Tell them it is identity farud.. they will make an equiry and then clear them from your report.

[22-09-2005,18:30]
[**.89.71.36]
starwars
(in reply to: Identity nightmare)
yep, I updated and dispute them, they put warnning statment in my credit report.

you know what? I under-estimate how much information actullat has in my credit history. I first thought I am not PR, it should be quite simple.

I think as long as you have SIN, it´s same as Canadian.



[22-09-2005,18:58]
[**.66.36.59]
departure bay
(in reply to: Identity nightmare)
Whats this all got to do with immigration?
[22-09-2005,19:13]
[***.253.43.161]
Bob
(in reply to: Identity nightmare)
It has nothing directly to do with immigration. Sometimes DB posts stories about his life and about what can happen to immigrants. Just ignore it if you dont like it.

Good luck DB with all your trouble.

[22-09-2005,19:29]
[**.244.233.64]
Rachunek
(in reply to: Identity nightmare)
you guys sux! you just wanna know timeline timeline, dumb!

go to listen to Celine Dion´s new song " new life has begun"

[22-09-2005,20:33]
[***.179.100.222]
Anonymous
(in reply to: Identity nightmare)
LOL, thank you for that little nonsequential outburst, anonymous ;)
[22-09-2005,22:53]
[**.193.72.81]
FWChelle
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